Credit Card Attrition Classification Through Neuronets : доклад, тезисы доклада

Описание

Тип публикации: доклад, тезисы доклада, статья из сборника материалов конференций

Конференция: International Workshop “Hybrid methods of modeling and optimization in complex systems” (HMMOCS 2022); Krasnoyarsk; Krasnoyarsk

Год издания: 2022

Идентификатор DOI: 10.15405/epct.23021.11

Ключевые слова: neuronets, weights and structure determination, classification, credit card attrition

Аннотация: Credit card customers comprise a volatile subset of a banks' client base. As such, banks would like to predict in advance which of those clients are likely to attrite, so as to approach them with proactive marketing campaigns. Neuronets have found great application in many classification problems. Credit card attrition is a poorly Показать полностьюinvestigated subtopic that poses many challenges, such as highly imbalanced datasets. The goal of this research is to construct a feed-forward neuronet that can overcome such obstacles and thus accurately classify credit card attrition. To this end, we employ a weights and structure determination (WASD) algorithm that facilitates the development of a competitive and all around robust classifier whilst accounting for the shortcomings of traditional back propagation neuronets. This is supported by the fact that when compared with some of the best performing classification models that MATLAB's classification learner app offers, the power softplus activated WASD neuronet demonstrated either superior or highly competitive performance across all metrics.

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Издание

Журнал: HYBRID METHODS OF MODELING AND OPTIMIZATION IN COMPLEX SYSTEMS

Номера страниц: 86-93

Место издания: London, United Kingdom

Издатель: European Proceedings

Персоны

  • Mourtas Spyridon D. (National and Kapodistrian University of Athens)
  • Katsikis Vasilios N. (National and Kapodistrian University of Athens)
  • Sahas Romanos (National and Kapodistrian University of Athens)

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